Get The June 15 Billing Decision Guide

The honest, anti-panic companion to the video on Anthropic's June 15, 2026 billing change. On that date your automated Claude usage — claude -p (headless), the Agent SDK, Claude Code GitHub Actions, and third-party apps via ACP — leaves your Pro/Max/Team/Enterprise subscription and moves to a separate monthly credit billed at full API rates with no rollover. The hype channels say it breaks everything; here is what actually happens. Inside: the two-bucket map of what stays (interactive Claude Code in the terminal, IDE, and desktop app — unchanged) versus what moves; the exact credit math ($20 Pro / $100 Max 5x / $200 Max 20x, per-user, resets monthly, one-time opt-in via an email around June 8); the one catch (out of credit your agents simply stop — no surprise bill — unless you explicitly enable pay-as-you-go usage credits); a 4-path routing guide (stay on the free credit, move to Co-work scheduled tasks on an always-on machine, move to Routines in the cloud, or pay the API rate on purpose with a hard cap); a who-to-what-to-do decision table; a 6-step pre-June-15 checklist (claim, audit, measure 7 days, move the heavy jobs, decide on usage credits, turn the rest into scheduled skills); and a panic-vs-reality table you can screenshot. The takeaway: most light users stay inside the free credit and pay nothing — only heavy, always-on automation needs to move, and the fix is to measure first, not panic.

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