If you lose your job in 2026: the 90-day rebuild on one page, with every tool swapped for a 2026 free tier and the receipts to prove it runs at $0

The one-page sequel to the May plan. The same five phases (skill audit, one tool, pre-sell, ship every 3 days, automate and raise the price) laid out as a 90-day calendar, and every tool replaced with a 2026 free tier read from the vendor's own page on September 9, 2026: Claude's Free plan (what it includes and what it does not), Codex CLI on OpenRouter's free models (NVIDIA's 550B Nemotron 3 Ultra at price: Free), Hugging Face, Microsoft and Anthropic certificates with the exact finish rules, GitHub Copilot Free and Gemini CLI limits. Plus the Week-1 prompt to paste into Claude, and the Week-2 receipt: the free 550B model built a working cover-letter app through Codex CLI in 4 minutes 23 seconds, deployed on Vercel's free plan, bill $0.00. Honest notes on rate limits and what free does not cover. Independent guide from Hyperautomation Labs; not affiliated with any vendor named.

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